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Merchant Services Products and Services. Payroll and Other Services Payroll. Account Summary and Activity. Previous Next. Account details Monitor your account activities and keep track of your ending daily balance, which includes any deposits, credits, checks, or other transactions we have received before the close of business. One username. Multiple views. Account owners can choose to view business and personal accounts together or separately.

Take control of your checks Issue stop payments on checks, or view checks online to get detailed information about your accounts — and simplify your tax filing, too. With Check Images, you can: Access copies of most checks as soon as they post to your account. Confirm who the check was made payable to, the amount, and when it was cashed. View, print, and download your check images. Returned items and deposit details You can save time by researching returned items and deposits online, help improve your recordkeeping and reduce the per-item bank fees for photocopies of returned items and deposits.

Easy access to statements Choose online statements to help reduce the risk of fraud and identity theft that comes with paper statements. Receive automatic email notifications when your online statements are available. Account Summary and Activity. Previous Next. See accounts at a glance — and much more View a summary of your account balances and navigate to the most important account activities — pay bills online, review transactions, access online statements, and view the My Money Map suite of online tools.

Quickly sort your transactions View your checking account history: View up to 18 months of checking account transactions. Sort by transaction type and date. Access images of your checks. Turn your Wells Fargo cards on or off easily and securely.

Turn digital card numbers stored in your devices on or off. Review the details of your recurring payments across your Wells Fargo cards and accounts. Manage the sharing of your account and card data with eligible third parties. Easy access to statements Choose online statements to help reduce the risk of fraud and identity theft that may come with paper statements.

Receive automatic email notifications when your online statements are available. View your tax documents for eligible accounts. Get started managing your accounts online Enroll now. Already have an account?

This is the money you currently have available to cover purchases or to withdraw. This balance can change throughout the day as we authorize or receive notice of pending transactions. And your available balance is used to determine if you have enough to cover your next purchase or withdrawal. Monthly memberships, streaming video services, and other scheduled direct withdrawals that are paid automatically from your account. And even the tip on a meal. For example, if you use your debit card to pay for take-out at a restaurant, the tip may be added a day or two later.

Now that you understand what available balance means, here are some tips to help you stay in the know. You can also set up alerts to know when your available balance is at or below an amount you specify. Set your calendar reminders a few days ahead of automatic payments so you can make sure you have enough money in your account.

And if you see where you might come up short, you can quickly transfer money between Wells Fargo accounts. Available balance is the most current record we have about the funds that are available for your use or withdrawal.

It includes all deposits and withdrawals that have been posted to your account, then adjusts for any holds on recent deposits and any pending transactions that are known to the bank. This balance may not reflect all of your transactions, such as checks you have written or debit card transactions that have been approved but not yet submitted for payment by the merchant.

The payment of transactions into overdraft is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is overdrawn or you have had excessive overdrafts. You must promptly bring your account to a positive balance. It includes all deposits and withdrawals that have been posted to your account and it is adjusted throughout the day as we authorize or receive notice of pending transactions.

Your posted balance is your account balance at the end of the previous business day. A business day is generally Monday through Friday, except federal holidays.

The ending balance does not include any pending transactions that have occurred since the close of the previous business day. In some cases it may be necessary to place a hold on your deposit. Your available balance may not reflect all of your transactions, such as checks you have written or debit card transactions that have been approved, but not yet submitted for payment by the merchant. Sign-up may be required. Availability may be affected by your mobile carrier's coverage area.



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